PAY9INDIA
Smart Banking Infrastructure Platform
Boot · Secure Channel 000%
Live across 9 states · 1,400+ kiosks v9 · 2026

India's Next
Generation
Banking Infrastructure

One platform for Smart ATM Kiosks, AEPS, BBPS Bharat Connect, POS, Micro-ATM and Insurance. Built for banks, NBFCs, fintechs and merchants — secure & compliant by design.

0+
ATM Kiosks
0.00%
Network Uptime
0
States Live
PAY9INDIA Smart Kiosk
Live Transaction
12,400
UPI · ICICI · 2.1s ✓ Settled
Network Throughput · TPS
18,402
last 60s +12.4%
Smart Kiosk Family · Made in India

Three kiosks. One mesh.
Built for every street and shop.

QR Cash Withdrawal Kiosk

Cardless cash from any bank account using scan-and-withdraw UPI QR. Sub-30-second dispense, fingerprint optional.

Dispenser
₹100/200/500
Auth
UPI / Biometric
Throughput
240 txns/hr
Form Factor
Free standing
QR Cash Withdrawal Kiosk
Cardless UPI
0.3s scan
Cash Out
Sub-30s dispense
Why PAY9INDIA

Real-time rails, secure by design.

Production-grade infrastructure with the compliance, monitoring and analytics that banks require — and the speed that fintechs demand.

Realtime Payments Network LIVE

0.6s p99 across UPI, IMPS & RTGS rails.

One mesh for every bank. Smart routing, automatic failover, and per-merchant TPS shaping out of the box.

167 TPS
07:4209:4211:4213:4215:42 NOW 17:42
p50
0.18s
↓ 12ms
p95
0.42s
↓ 8ms
p99
0.61s
↓ 4ms
AI Fraud Monitor LIVE

1,402 txns scanned in the last minute.

UPI · 9000****21₹2,400Pass
AEPS · Aadhaar XX-2901₹89,000Review
POS · Card ****4421₹6,150Pass
BBPS · Bill 88321₹74,500Hold
Kiosk · Cash Out₹3,000Pass
Compliance
100%
NPCI · IRDAI · PCI-DSS L1

Embedded compliance — every transaction routed through our policy engine. Audit trail, KYC vault, AML monitoring built in.

Every txn through policy engine
Immutable audit trail
KYC vault · UIDAI compliant
AML & sanctions screening
Tokenized card storage
Quarterly VAPT + pen-test
NPCI IRDAI PCI-DSS L1 ISO 27001 SOC 2
PAN-India Coverage

1,400+ kiosks across 9 states.

A live mesh of smart kiosks, partner banks and last-mile agents — orchestrated from a single dashboard. From a gram panchayat in Bastar to a Mumbai metro station, every kiosk reports to one console.

1,400+
Kiosks
9
States
12
Districts
3
Languages
Live kiosk cluster ↗ 40 new this month 96.4% uptime · 30d
PAN-India coverage map
DELHI
GUJARAT
MP
UP
BH
WB
CG
MH
AP
Operator Console

One cockpit for the whole rail.

Settlements, reconciliation, kiosk health, fraud, KYC, support tickets and analytics — every operational surface in one console.

Realtime Analytics

P50/P95/P99 across rails, segmented by bank, region and merchant.

AI Fraud Co-pilot

ML rules + signature net — flags anomalies inside 80ms, end-to-end.

Kiosk Health

Every kiosk pinged every 10s. Auto-tickets, remote reboot, dispatch routing.

Instant Settlements

T+0 settlements with reserve management and reconciled ledgers.

pay9india.io / console / overview
Good morning, Aarav
Wed · 14 May · 09:42 IST
Uptime
99.99%
↑ 0.01%
Txns
2,84,021
↑ 8.1%
Failures
0.21%
↓ 0.04%
Settlement Velocity
UPI · IMPS · NEFT · RTGS · AEPS
UPI IMPS AEPS
Get Started

Ship your fintech in 72 hours.

Talk to our solutions team — get a partner manager, kiosk demo and a 30-day go-live plan.

NPCI · BBPS BOUPCI-DSS L1ISO 27001SOC 2 · Type II
Work Email
Company
Use case
  • BBPS Bharat Connect
  • AEPS Banking
  • POS / Micro ATM
  • Smart ATM Kiosk
  • Insurance Distribution