PAY9INDIA
Smart Banking Infrastructure Platform
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Smart Kiosk Family · 03 Models

Banking,
at every street.

A Made-in-India family of self-serve banking kiosks — cardless cash withdrawal, bulk note deposit and Aadhaar-authenticated rural banking. All connected to a single, secure orchestration mesh.

NPCI Certified · AEPS L1+L2 UPI Switch v2 Solar capable 4G + Wi-Fi 3 regional languages
1,400+
Live Kiosks
9
States
12
Districts
QR Cash Withdrawal Kiosk
01 · Flagship · Cardless

QR Cash Withdrawal Kiosk.

Cardless cash dispense from any bank account using UPI scan-and-withdraw. No card, no PIN — just your phone. Sub-30-second average dispense across UPI 2.0 routing.

  • UPI 2.0 QRScan-and-withdraw from any UPI app — 50+ banks.
  • Biometric (opt.)Optional fingerprint second-factor for high-value.
  • 11 LanguagesHindi, English, Tamil, Telugu, Bangla, Marathi…
  • Sub-30s DispenseFrom scan to last note out the slot.
Dispenser
₹100/200/500
Daily Cap
₹50,000
Throughput
240/hr
Form
Free-stand
QR Cash Withdrawal Kiosk
Cardless UPI
0.3s scan
Cash Out
Sub-30s dispense
02 · Acceptor · Bulk Notes

Smart Cash Deposit ATM.

Bulk note acceptance with BRBNMPL fitness sorting and real-time CBS reconciliation. Drop up to 200 notes per minute; funds reflect in the depositor's account within seconds.

  • Bulk Bin10,000-note recycling bin with BRBNMPL fitness sort.
  • Dual Roll PrinterCustomer slip + audit trail in one pass.
  • Realtime CBSFunds in account in under 10 seconds.
  • Recycler ModeSame machine can also dispense — switch in software.
Note Bin
10k pieces
Accept Rate
200/min
Printer
Dual roll
CBS Sync
Realtime
Smart Cash Deposit ATM
Bulk Acceptor
200 notes / min
CBS Realtime
ICICI · SBI · BoB
03 · Rural · Aadhaar-First

AEPS Enabled ATM.

Aadhaar-authenticated banking node built for rural India. Balance enquiry, withdrawals, mini-statements and Aadhaar Pay over a single NPCI-certified switch. Runs on solar with 4G fallback.

  • Aadhaar VaultUIDAI-compliant vault, no biometric storage on device.
  • Offline QueueUp to 50 txns queued during connectivity drops.
  • Tamper SensorAuto-lock + alert on cabinet breach.
  • Solar Capable60W panel keeps it alive for 8h off-grid.
Switch
AEPS L1+L2
Auth
UIDAI Vault
Network
4G + Wi-Fi
Power
Solar 60W
AEPS Enabled ATM
AEPS L1+L2
NPCI Certified
Rural Ready
Solar + 4G
Compare · 03 Models

Pick the right kiosk for the use case.

All three share the same orchestration mesh, dashboard and compliance stack. Pick by what they accept, dispense and authenticate.

Model
Cash Deposit ATMAcceptor
AEPS KioskRural
Primary use
Cardless withdrawal
Bulk deposit + dispense
Aadhaar banking
Cash dispense
Cash acceptance
AEPS L1+L2
UPI 2.0
Biometric
Optional
Solar capable
Throughput / hr
240
180
120
Cabinet
Free-stand
Free-stand
Wall or Floor
Languages
11
11
11
Where they fit · 06 environments

One kiosk family, every Indian context.

From a gram panchayat office in Bastar to a Mumbai metro station — the kiosks are built for India's full spectrum of footfall, climate and power conditions.

Rural & Semi-urban Banking

Bring banking to villages where the nearest branch is 25 km away. AEPS, BBPS, UPI — all in one kiosk.

Banking CorrespondentGram PanchayatPACS

Kirana & Retail Counters

Add a banking counter to your kirana, pharmacy or grocery store. Earn a commission on every transaction.

KiranaPharmacyMom-and-pop

Transit Hubs & Metro

High-throughput cardless cash for daily commuters at metro stations, bus stands and railway concourses.

MetroBus standRailway

Hospitals & Healthcare

Reduce queue stress — patients withdraw cash on the same floor instead of leaving the campus.

OPDReception

Petrol Pumps & Highways

24/7 cash availability for travellers and truckers at highway petrol pumps and dhabas.

HighwayToll plaza

Corporate Campuses

On-site banking for employees — withdrawal, deposit, bill payment without leaving the office.

Tech parkFactory floor
Deployment · 30 Days

From handshake to live in 30 days.

Hardware, software, sponsor-bank tie-up, agent training — all run by a single partner manager. You sign one contract; we coordinate the rest.

01
Discovery Call

Solutions team scopes your use case, footfall and partner bank.

Day 0
02
Site Survey

Power, network and cabinet placement audited by our field team.

Day 1-3
03
Bank Tie-up

Switch onboarding with your sponsor bank — ICICI, SBI, BoB, etc.

Day 4-10
04
Install & Configure

Kiosk shipped, installed, branded and software-provisioned.

Day 11-25
05
Go Live

Soft launch, training for operators, 30-day on-site support.

Day 26-30
Become a Partner

Run a PAY9 Kiosk at your location.

Earn ₹15-40k/month per kiosk in transaction commissions. We handle deployment, compliance, training and 24×7 support.

NPCI · BBPS BOUPCI-DSS L130-day go-live24×7 NOC
Your Name
Mobile
Preferred Kiosk
  • QR Cash Withdrawal Kiosk
  • Smart Cash Deposit ATM
  • AEPS Enabled ATM
  • Not sure — recommend one
City / Pincode