PAY9INDIA
Smart Banking Infrastructure Platform
Boot · Secure Channel 000%
Product Suite · 06 Modules

Every banking rail, one platform.

Mix & match modules. Go live in hours with embedded compliance, observability and reconciliation built into the core. Each module shares the same dashboard, KYC vault and 24×7 NOC.

NPCI · BBPS BOUPCI-DSS L1ISO 27001SOC 2 · Type II
01 / 06 · Flagship

Smart ATM Kiosks

Self-serve banking kiosks for every street and shop — cardless cash withdrawal, bulk deposit and Aadhaar-authenticated rural banking. One mesh, three form factors.

Made in India3 languagesSolar capableNPCI Certified
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02 / 06 · BOU Live

BBPS Bharat Connect

One integration, 200+ billers. Electricity, water, gas, education, insurance, telecom, FASTag, credit cards — all settled instantly with NPCI's Bharat Bill Payment System.

200+ BillersBOU AuthorisedRealtime settlementReceipt + PDFReconciliation
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03 / 06 · L1 + L2

AEPS Banking

Aadhaar-authenticated banking on any device — cash withdrawal, balance enquiry, mini-statement and Aadhaar Pay. Built for last-mile assisted banking through agents.

UIDAI VaultL1 + L2 switchOffline queueAgent networkAudit trail
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04 / 06 · Android 13

POS Machines

Android smart POS — card, UPI QR, contactless, EMI, dynamic QR, GST invoicing, inventory and CRM. One device replaces three.

Android 13Card + UPI + QREMI readyGST invoice4G + Wi-Fi
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05 / 06 · Pocket

Micro ATM

Pocket-sized banking for last-mile agents — Bluetooth-paired biometric reader that turns any kirana shop into a banking touchpoint.

BluetoothBiometricAEPS L1+L2Battery-poweredAgent app
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06 / 06 · IRDAI

Insurance Distribution

Health, motor, life and travel — IRDAI-registered partner network with same-day issuance, integrated KYC and digital policy delivery.

IRDAI Registered20+ insurersDigital policySame-day issueClaims support
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